01
02
03
04
05
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47,000
ACTIVE CLIENTS
2.3 Billion
OUTSTANDING LOAN (RS.)
489,000
SERVICED CLIENTS
2.5 Billion
TOTAL DISBURSEMENTS (RS.)
What We Do
Integrated programs designed to strengthen communities, livelihoods, and opportunity.
Micro-Credit Loan
Micro-credit loans are specifically designed to provide vital support to microenterprises. They enable aspiring entrepreneurs to establish new ventures or enhance existing operations, paving the way for sustainable growth and success.
Prime Minister’s Interest-Free Loan
PMIFL targets clients within the poverty bracket who may not qualify for conventional microfinance. As part of CEIP’s poverty graduation model, this scheme equips clients with the resources and skills needed to initiate microenterprises and transition to larger microfinance loans.
Micro-Enterprise Loan
Micro-Enterprise Loans provide essential liquidity to sustain and expand micro-entrepreneurial ventures. Tailored to meet the needs of growing enterprises, these loans fuel the scaling up of operations, driving increased profitability and sustainability.
Graduation Loan
CEIP has adopted the Poverty Graduation Model to support its clients in D.G. Khan. As clients progress on the poverty scorecard, they are moved to a conventional portfolio. This approach is consistent with CEIP's mission to empower communities by providing them with the necessary financial…
Solar Energy Loan
Through the PMIFL-KFW Renewable Energy Initiative, CEIP provides clients with access to quality solar products, including solar lights and home systems. These loans enable individuals to adopt sustainable energy solutions while improving their quality of life.
Murabaha
Murabaha Financing enables micro-entrepreneurs to acquire essential business assets through a Shariah- compliant cost-plus financing model. Instead of cash loans, CEIP purchases the required asset and sells it to the client at a predetermined profit margin, ensuring transparency and compliance with Islamic financial principles.
1
k+
Active Clients
1
Billion
Outstanding Loan (Rs.)
1
k+
Served Clients
1
Billion
Total Disbursements (Rs.)
Leadership Note
CEO’s Message
As we reflect on our journey, I am filled with immense pride and gratitude for the path CEIP has undertaken. It has been a journey of growth, resilience, and renewed commitment to our mission—empowering underserved communities, particularly women, through financial inclusion and socio-economic upliftment.
Our impact is evident in the numbers, but beyond statistics lie stories of transformation. Every loan disbursed, every training conducted, and every entrepreneur empowered represents a life changed, a family supported, and a community strengthened. The launch of Murabaha financing marks a significant milestone for CEIP, ensuring that our services remain inclusive, ethical, and aligned with the diverse financial needs of our clients. Additionally, our PRIME solar energy initiative is not just providing access to renewable energy but also improving livelihoods and fostering sustainability.
Success Story of the month
Stories of progress driven by opportunity and determination.
A resident of Naseer Abad and a mother of four, Nusrat struggled with financial hardship. Her husband’s income from a local factory was barely enough to cover household expenses, forcing the family to rely on loans to meet their basic needs.
Nusrat attended a theater performance organized by a local Community-Based Organization (CBO) member in collaboration with Community Support Concern (CSC). The play emphasized the importance of women using their skills for financial independence. Inspired by this message, Nusrat realized she had the talent to contribute to her family’s income but a lack of knowledge and resources to start.
Nusrat Asmatullah
Naseerabad
Rukhsana Bibi began her journey with nothing but a dream and the determination to create a better future for her family. Living in Kahna with her two sons and a husband retired from the army, she knew she had to find a way to support her household. With limited resources but unwavering ambition, she turned to CEIP, securing a loan to purchase a small machine and kickstart her business. Starting at a modest level, she worked tirelessly, producing high-quality goods and building her reputation in the market. Every stitch, every product she made was a step towards something bigger. Slowly but surely, her dedication paid off—her business started gaining momentum, and orders began pouring in. With growing demand, Rukhsana expanded her operations. Today, she employs five workers, providing much-needed jobs in her community. To accommodate her business growth, she has rented two rooms, transforming them into a small-scale factory—the hub of her entrepreneurial success. What once started as a humble dream is now a thriving enterprise, proving that with the right support and relentless effort, anything is possible. Rukhsana Bibi’s success is not just her own—it is a source of inspiration for aspiring entrepreneurs in her community. Through her perseverance and CEIP’s support, she has proven that financial empowerment leads to long-term change, not just for individuals but for entire families.
